Just was playing with the template editor and fourna "fun feature." When I add a table to the template using the following code:

<table width="70%" cols=1 border=4 cellpadding=10 cellspacing="0" bordercolordark="#6666FF" bordercolorlight="#00CC99" align="center>
<tr><td align="center" width="100%">
<font face="verdana, arial, helvetica" size="2" color="orange">
<b>Pay me securely with any major credit card through PayPal!</b>
</font>
</td></tr>
</table>

The text appears OUTSIDE and above the table. But, if I modify the code to the following:

<table width="70%" cols=1 border=4 cellpadding=10 cellspacing="0" bordercolordark="#6666FF" bordercolorlight="#00CC99" align="center>
<tr><td align="center">&nbsp;</td></tr>
<tr><td align="center" width="100%">
<font face="verdana, arial, helvetica" size="2" color="orange">
<b>Pay me securely with any major credit card through PayPal!</b>
</font>
</td></tr>
</table>

The text appears as expected.

Just wanted to let you know I found a solution for tables that works until ya can address the above "feature."