The only reason I am real familiar with the way it works at pair.com is because I use my account for teaching. I am all the time creating directories for students and then configuring an FTP account in AW2K for them so we can list. It is real easy at pair.com as they have the tools on their site for creating directories. Not everyone has them.
You go girl. I bet you get it figured out... If not, well holler and I'll see if I can help. At least we will have fun trying!